:root{
  --navy:#161d2f; --navy-2:#1e2740; --navy-3:#2a3554;
  --gold:#d7ac49; --gold-deep:#8f6a1d; --gold-soft:#efe0b8;
  --ivory:#f6f2ea; --paper:#fbf9f4; --stone:#e7e1d5;
  --ink:#161d2f; --muted:#596074; --muted-light:#b8bfd0;
  --line:rgba(22,29,47,.12); --line-light:rgba(255,255,255,.16);
  --font-display:'GFS Didot','Didot','Bodoni 72',serif;
  --font-body:'Switzer','Helvetica Neue',sans-serif;
  --text-xs:clamp(.75rem,.72rem + .15vw,.8125rem);
  --text-sm:clamp(.875rem,.85rem + .12vw,.9375rem);
  --text-base:clamp(1rem,.96rem + .2vw,1.0625rem);
  --text-lg:clamp(1.125rem,1.05rem + .35vw,1.3rem);
  --text-xl:clamp(1.6rem,1.3rem + 1.2vw,2.3rem);
  --text-2xl:clamp(2.2rem,1.6rem + 2.6vw,3.6rem);
  --text-hero:clamp(3.2rem,1.8rem + 6vw,7.4rem);
  --wrap:1240px; --pad:clamp(1.25rem,4vw,3rem);
  --sec:clamp(4.5rem,9vw,8.5rem);
  --ease:cubic-bezier(.2,.7,.2,1);
  --logo-main:var(--navy); --logo-accent:var(--navy);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);font-size:var(--text-base);line-height:1.65;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,video{display:block;max-width:100%}
a{color:inherit}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
input,select{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:2px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem;top:1rem}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--pad)}
.section{padding:var(--sec) 0}
.dark{background:var(--navy);color:#fff}

/* logo */
.lg-m{fill:var(--logo-main)} .lg-a{fill:var(--logo-accent)} .lg-al{stroke:var(--logo-accent)}
.brand svg{height:54px;width:auto;display:block}

/* type */
.eyebrow{font-size:var(--text-xs);letter-spacing:.22em;text-transform:uppercase;font-weight:600;color:var(--gold-deep);margin-bottom:1.1rem;display:flex;align-items:center;gap:.75rem}
.eyebrow::before{content:"";width:28px;height:1px;background:currentColor;opacity:.7}
.eyebrow.light{color:var(--gold)}
.display-lg,.display-md,.display-sm,.hero-title{font-family:var(--font-display);font-weight:400;line-height:1.06;letter-spacing:-.005em}
.display-lg{font-size:var(--text-2xl)}
.display-md{font-size:clamp(2rem,1.5rem + 2vw,3.1rem)}
.display-sm{font-size:var(--text-xl);line-height:1.15}
.lede{font-size:var(--text-lg);line-height:1.55;color:var(--muted);max-width:52ch}
.lede.light{color:var(--muted-light)}
.fine{font-size:var(--text-xs);color:var(--muted);line-height:1.5;margin-top:1rem}
.fine.light{color:#8a93a8}
em{font-style:italic}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-size:var(--text-sm);font-weight:600;letter-spacing:.02em;padding:.95rem 1.5rem;border-radius:2px;text-decoration:none;transition:background .25s var(--ease),color .25s,border-color .25s,transform .25s var(--ease)}
.btn:active{transform:translateY(1px)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:#e3bd62}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-3)}
.btn-ghost-light{border:1px solid rgba(255,255,255,.5);color:#fff}
.btn-ghost-light:hover{background:rgba(255,255,255,.1);border-color:#fff}
.btn-text{padding:.95rem .5rem;color:var(--muted)}
.btn-text:disabled{opacity:.35;cursor:default}
.btn-sm{padding:.7rem 1.1rem}
.btn-block{width:100%}
.link-arrow{font-size:var(--text-sm);font-weight:600;text-decoration:none;color:var(--navy);border-bottom:1px solid var(--gold);padding-bottom:2px}
.link-arrow::after{content:" \2192";color:var(--gold-deep)}

/* header */
.site-header{position:fixed;inset:0 0 auto 0;z-index:50;transition:background .35s var(--ease),box-shadow .35s;--logo-main:#fff;--logo-accent:var(--gold)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:84px;gap:2rem}
.nav{display:flex;gap:2rem}
.nav a,.tel{font-size:var(--text-sm);text-decoration:none;color:#fff;opacity:.88;transition:opacity .2s,color .2s}
.nav a:hover{opacity:1;color:var(--gold)}
.header-cta{display:flex;align-items:center;gap:1.4rem}
.site-header.solid{background:rgba(251,249,244,.96);backdrop-filter:blur(10px);box-shadow:0 1px 0 var(--line);--logo-main:var(--navy);--logo-accent:var(--navy)}
.site-header.solid .nav a,.site-header.solid .tel{color:var(--navy)}
.site-header.solid .nav a:hover{color:var(--gold-deep)}
.menu-btn{display:none;width:40px;height:40px;position:relative}
.menu-btn span{position:absolute;left:9px;right:9px;height:1.5px;background:#fff;transition:.3s}
.menu-btn span:first-child{top:15px}.menu-btn span:last-child{top:23px}
.site-header.solid .menu-btn span{background:var(--navy)}
.mobile-nav[hidden]{display:none}
.mobile-nav{background:var(--paper);padding:1rem var(--pad) 2rem;display:grid;gap:.25rem;border-top:1px solid var(--line)}
.mobile-nav a{font-family:var(--font-display);font-size:1.6rem;text-decoration:none;padding:.4rem 0;color:var(--navy)}

/* hero */
.hero{position:relative;min-height:100svh;display:flex;flex-direction:column;justify-content:flex-end;color:#fff;overflow:hidden;background:var(--navy)}
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(22,29,47,.82) 0%,rgba(22,29,47,.45) 45%,rgba(22,29,47,.1) 75%),linear-gradient(0deg,rgba(22,29,47,.9) 0%,rgba(22,29,47,0) 45%),linear-gradient(180deg,rgba(22,29,47,.55) 0%,rgba(22,29,47,0) 22%)}
.hero-line{position:absolute;left:0;right:0;bottom:120px;width:100%;height:42vh;pointer-events:none}
.hero-line path{fill:none;stroke:var(--gold);stroke-width:1.4;vector-effect:non-scaling-stroke;opacity:.75;stroke-dasharray:var(--len,4000);stroke-dashoffset:var(--len,4000);animation:draw 5.5s 0.6s var(--ease) forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.hero-content{position:relative;width:100%;padding-bottom:clamp(2.5rem,6vh,4.5rem)}
.hero-title{font-size:var(--text-hero);margin:.25rem 0 1.5rem;line-height:.98}
.hero-title em{color:var(--gold)}
.hero-sub{font-size:var(--text-lg);max-width:40ch;color:rgba(255,255,255,.86);line-height:1.55}
.hero-ctas{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:2.2rem}
.hero-stats{position:relative;border-top:1px solid var(--line-light);background:rgba(22,29,47,.55);backdrop-filter:blur(6px)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:1.6rem 1.5rem 1.6rem 0;display:flex;flex-direction:column;gap:.2rem;border-right:1px solid var(--line-light);padding-left:1.5rem}
.stat:first-child{padding-left:0}
.stat:last-child{border-right:0}
.stat-num{font-family:var(--font-display);font-size:clamp(1.8rem,1.4rem + 1.4vw,2.7rem);line-height:1;color:#fff}
.stat-label{font-size:var(--text-xs);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:600}

/* reveal */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.reveal.in{opacity:1;transform:none}

/* intro */
.intro{background:var(--paper)}
.intro-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(2.5rem,6vw,6rem);align-items:center}
.intro-copy h2{margin-bottom:1.6rem}
.intro-copy p{color:var(--muted);max-width:56ch;margin-bottom:1rem}
.pillars{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem 2rem;margin-top:2.2rem;padding-top:2rem;border-top:1px solid var(--line)}
.pillars div{display:flex;flex-direction:column;font-size:var(--text-sm);color:var(--muted)}
.pillar-k{font-family:var(--font-display);font-size:1.35rem;color:var(--navy);margin-bottom:.15rem}
.intro-media{position:relative}
.intro-media img{width:100%;aspect-ratio:4/3.4;object-fit:cover}
.pull{position:absolute;left:-2.5rem;bottom:-2.5rem;background:var(--navy);color:#fff;padding:1.8rem 2rem;max-width:330px}
.pull p{font-family:var(--font-display);font-size:1.45rem;line-height:1.25}
.pull cite{display:block;margin-top:.8rem;font-style:normal;font-size:var(--text-xs);letter-spacing:.16em;text-transform:uppercase;color:var(--gold)}

/* serve */
.serve{background:var(--ivory)}
.section-head{margin-bottom:clamp(2.5rem,5vw,4rem)}
.section-head h2{margin-bottom:1rem}
.section-head.split{display:grid;grid-template-columns:1fr 1fr;gap:2rem 4rem;align-items:end}
.section-head.split h2{margin-bottom:0}
.serve-ui{display:grid;grid-template-columns:280px 1fr;gap:clamp(1.5rem,4vw,3.5rem)}
.serve-tabs{display:flex;flex-direction:column;border-top:1px solid var(--line)}
.serve-tabs button{text-align:left;padding:1.05rem 0;border-bottom:1px solid var(--line);font-size:var(--text-base);color:var(--muted);display:flex;justify-content:space-between;align-items:center;transition:color .2s,padding .3s var(--ease)}
.serve-tabs button::after{content:"\2192";opacity:0;transform:translateX(-6px);transition:.3s var(--ease);color:var(--gold-deep)}
.serve-tabs button:hover{color:var(--navy)}
.serve-tabs button[aria-selected="true"]{color:var(--navy);font-weight:600;padding-left:.6rem}
.serve-tabs button[aria-selected="true"]::after{opacity:1;transform:none}
.serve-panel{display:grid;grid-template-columns:1fr 1fr;background:#fff;min-height:440px}
.serve-img{overflow:hidden;background:var(--stone)}
.serve-img img{width:100%;height:100%;object-fit:cover;transition:opacity .4s,transform 1.2s var(--ease)}
.serve-img img.swap{opacity:0;transform:scale(1.04)}
.serve-body{padding:clamp(1.6rem,3vw,2.8rem);display:flex;flex-direction:column}
.serve-body h3{font-family:var(--font-display);font-weight:400;font-size:var(--text-xl);line-height:1.1;margin-bottom:1rem}
.serve-body p{color:var(--muted);margin-bottom:1.2rem}
.ticks{list-style:none;display:grid;gap:.55rem;font-size:var(--text-sm)}
.ticks li{padding-left:1.4rem;position:relative}
.ticks li::before{content:"";position:absolute;left:0;top:.62em;width:.6rem;height:1px;background:var(--gold-deep)}
.seg-foot{margin-top:auto;padding-top:1.4rem;border-top:1px solid var(--line);font-size:var(--text-sm);color:var(--navy);font-weight:600}
.seg-who-label{display:block;font-size:var(--text-xs);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:.2rem}

/* approach */
.approach-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2.5rem,6vw,6rem)}
.approach-sticky{position:sticky;top:110px;align-self:start}
.approach-sticky h2{margin-bottom:1.2rem}
.approach-video{margin-top:2.2rem;aspect-ratio:16/10;overflow:hidden;background:var(--navy-2)}
.approach-video video{width:100%;height:100%;object-fit:cover;opacity:.92}
.steps{list-style:none;display:grid}
.step{display:grid;grid-template-columns:72px 1fr;gap:1rem;padding:2.4rem 0;border-top:1px solid var(--line-light)}
.step:last-child{border-bottom:1px solid var(--line-light)}
.step-n{font-family:var(--font-display);font-size:1.6rem;color:var(--gold);line-height:1.2}
.step h3{font-family:var(--font-display);font-weight:400;font-size:var(--text-xl);margin-bottom:.6rem;line-height:1.1}
.step p{color:var(--muted-light);max-width:46ch}
.mode-toggle{display:inline-flex;margin-top:1.4rem;border:1px solid var(--line-light);padding:3px;border-radius:2px}
.mode-toggle button{padding:.5rem 1rem;font-size:var(--text-sm);color:var(--muted-light);transition:.25s}
.mode-toggle button.is-on{background:var(--gold);color:var(--navy);font-weight:600}
.mode-list{list-style:none;margin-top:1.1rem;display:grid;grid-template-columns:1fr 1fr;gap:.45rem 1.2rem;font-size:var(--text-sm);color:#dfe3ec}
.mode-list li{padding-left:1.2rem;position:relative;animation:fadeUp .4s var(--ease) both}
.mode-list li::before{content:"";position:absolute;left:0;top:.6em;width:6px;height:6px;border:1px solid var(--gold);transform:rotate(45deg)}
@keyframes fadeUp{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}

/* family office */
.office{background:var(--paper)}
.office-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(2rem,6vw,6rem);align-items:center}
.office-copy h2{margin-bottom:1.3rem}
.office-copy>p{color:var(--muted);max-width:50ch}
.office-detail{margin-top:2rem;padding:1.6rem 1.8rem;border-left:2px solid var(--gold);background:var(--ivory);min-height:150px}
.office-detail h3{font-family:var(--font-display);font-weight:400;font-size:1.55rem;margin-bottom:.4rem}
.office-detail p{color:var(--muted);font-size:var(--text-sm)}
.hint{font-size:var(--text-xs);color:var(--muted);margin-top:.9rem;letter-spacing:.06em}
.wheel-wrap{max-width:560px;width:100%;justify-self:center}
.wheel{width:100%;height:auto;overflow:visible}
.wheel .seg path{fill:#fff;stroke:var(--navy);stroke-width:1.5;transition:fill .3s,transform .4s var(--ease);cursor:pointer}
.wheel .seg text{font-family:var(--font-body);font-size:12.5px;fill:var(--navy);text-anchor:middle;pointer-events:none;font-weight:500}
.wheel .seg:hover path,.wheel .seg:focus path{fill:var(--gold-soft)}
.wheel .seg.on path{fill:var(--navy)}
.wheel .seg.on text{fill:#fff}
.wheel .seg:focus{outline:none}
.wheel .hub{fill:var(--navy)}
.wheel .hub-ring{fill:none;stroke:var(--gold);stroke-width:1}
.wheel .hub-t{font-family:var(--font-display);fill:#fff;font-size:30px;text-anchor:middle}
.wheel .hub-s{font-family:var(--font-body);fill:var(--gold);font-size:9.5px;letter-spacing:.24em;text-anchor:middle;font-weight:600}

/* tool */
.tool{background:var(--ivory)}
.tool-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(2rem,6vw,5.5rem);align-items:start}
.tool-intro h2{margin-bottom:1.2rem}
.tool-intro p{color:var(--muted);max-width:46ch}
.tool-img{margin-top:2rem;aspect-ratio:16/10;object-fit:cover;width:100%}
.tool-card{background:#fff;padding:clamp(1.5rem,3.5vw,2.8rem);box-shadow:0 30px 60px -40px rgba(22,29,47,.35);position:relative;min-height:520px;display:flex;flex-direction:column}
.tool-progress{height:2px;background:var(--stone);margin-bottom:2rem}
.tool-progress span{display:block;height:100%;width:var(--p);background:var(--gold);transition:width .5s var(--ease)}
.tq{border:0;display:none;flex:1}
.tq.is-active{display:block;animation:fadeUp .45s var(--ease)}
.tq legend{font-family:var(--font-display);font-size:var(--text-xl);line-height:1.15;margin-bottom:1.6rem;display:block}
.q-n{display:block;font-family:var(--font-body);font-size:var(--text-xs);letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);font-weight:600;margin-bottom:.6rem}
.chips{display:flex;flex-wrap:wrap;gap:.6rem}
.chips label,.choices label{cursor:pointer}
.chips input,.choices input{position:absolute;opacity:0;pointer-events:none}
.chips span{display:inline-block;padding:.65rem 1rem;border:1px solid var(--line);font-size:var(--text-sm);transition:.2s;border-radius:2px}
.chips label:hover span{border-color:var(--navy)}
.chips input:checked+span{background:var(--navy);color:#fff;border-color:var(--navy)}
.chips input:focus-visible+span,.choices input:focus-visible+span{outline:2px solid var(--gold);outline-offset:2px}
.choices{display:grid;grid-template-columns:1fr 1fr;gap:.75rem}
.choices span{display:flex;flex-direction:column;padding:1.1rem 1.2rem;border:1px solid var(--line);font-size:var(--text-sm);color:var(--muted);transition:.2s;height:100%}
.choices b{font-family:var(--font-display);font-weight:400;font-size:1.3rem;color:var(--navy);margin-bottom:.15rem}
.choices label:hover span{border-color:var(--navy)}
.choices input:checked+span{border-color:var(--navy);box-shadow:inset 0 0 0 1px var(--navy);background:var(--ivory)}
.inline-field{display:flex;align-items:center;gap:.8rem;margin-top:1.6rem;font-size:var(--text-sm);color:var(--muted);flex-wrap:wrap}
.inline-field select{padding:.55rem .8rem;border:1px solid var(--line);background:#fff}
.tool-nav{display:flex;justify-content:space-between;margin-top:2rem;padding-top:1.4rem;border-top:1px solid var(--line)}
.tq-result h3{font-family:var(--font-display);font-weight:400;font-size:var(--text-xl);line-height:1.15;margin-bottom:.8rem}
.tq-result .res-meter{display:flex;gap:1.5rem;margin:1.2rem 0 1.5rem;padding:1.1rem 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.res-meter div{display:flex;flex-direction:column}
.res-meter b{font-family:var(--font-display);font-weight:400;font-size:2rem;line-height:1;color:var(--navy)}
.res-meter span{font-size:var(--text-xs);text-transform:uppercase;letter-spacing:.12em;color:var(--muted);margin-top:.3rem}
.tq-result ol{padding-left:1.2rem;display:grid;gap:.55rem;font-size:var(--text-sm);color:var(--ink);margin-bottom:1.5rem}
.res-advisor{display:flex;align-items:center;gap:1rem;padding:1rem;background:var(--ivory)}
.res-advisor img{width:56px;height:56px;border-radius:50%;object-fit:cover;object-position:top}
.res-advisor p{font-size:var(--text-sm);color:var(--muted);line-height:1.4}
.res-advisor strong{color:var(--navy);display:block;font-size:var(--text-base)}

/* team */
.team{background:var(--paper);padding-bottom:0}
.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(1rem,2vw,1.6rem)}
.member{text-align:left;display:flex;flex-direction:column;cursor:pointer}
.member .m-img{overflow:hidden;aspect-ratio:4/5;background:var(--stone);position:relative}
.member img{width:100%;height:100%;object-fit:cover;object-position:top;transition:transform 1s var(--ease),filter .5s}
.member:hover img{transform:scale(1.04)}
.member .m-img::after{content:"View bio";position:absolute;left:0;right:0;bottom:0;padding:.8rem 1rem;background:linear-gradient(0deg,rgba(22,29,47,.85),transparent);color:#fff;font-size:var(--text-xs);letter-spacing:.14em;text-transform:uppercase;font-weight:600;opacity:0;transform:translateY(8px);transition:.35s var(--ease)}
.member:hover .m-img::after,.member:focus-visible .m-img::after{opacity:1;transform:none}
.m-name{font-family:var(--font-display);font-size:1.45rem;margin-top:1rem;line-height:1.15}
.m-role{font-size:var(--text-xs);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-deep);font-weight:600;margin-top:.3rem}
.m-years{font-size:var(--text-sm);color:var(--muted);margin-top:.35rem}
.team-sub{grid-column:1/-1;display:flex;align-items:center;gap:1rem;margin:2.2rem 0 .4rem;font-size:var(--text-xs);letter-spacing:.2em;text-transform:uppercase;color:var(--muted);font-weight:600}
.team-sub::after{content:"";flex:1;height:1px;background:var(--line)}
.team-band{position:relative;margin-top:var(--sec);height:clamp(380px,60vh,620px);overflow:hidden;background:var(--navy)}
.team-band video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.team-band::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(22,29,47,.85),rgba(22,29,47,.25) 60%,rgba(22,29,47,.1));z-index:1}
.team-band-copy{position:relative;z-index:2;height:100%;display:flex;flex-direction:column;justify-content:center;color:#fff}
.team-band-copy p{max-width:18ch;font-size:clamp(1.8rem,1.3rem + 2vw,3rem)}
.cite-light{margin-top:1rem;font-size:var(--text-xs);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:600}

/* story */
.story{overflow:hidden}
.timeline{position:relative;overflow-x:auto;scrollbar-width:thin;scrollbar-color:var(--gold) transparent;padding:0 0 2rem;cursor:grab}
.timeline:active{cursor:grabbing}
.tl-line{position:absolute;top:0;left:0;width:2400px;height:220px;pointer-events:none}
.tl-line path{fill:none;stroke:var(--gold);stroke-width:1.5;vector-effect:non-scaling-stroke;stroke-dasharray:var(--len,3000);stroke-dashoffset:var(--len,3000);transition:stroke-dashoffset 3s var(--ease)}
.timeline.in .tl-line path{stroke-dashoffset:0}
.tl-items{list-style:none;display:flex;gap:0;width:2400px;padding:210px max(var(--pad),calc((100vw - var(--wrap))/2 + var(--pad))) 0;position:relative}
.tl-item{flex:0 0 220px;padding:1.4rem 1.6rem 0 0;border-top:1px solid var(--line-light);position:relative}
.tl-item::before{content:"";position:absolute;top:-5px;left:0;width:9px;height:9px;background:var(--gold);transform:rotate(45deg)}
.tl-year{font-family:var(--font-display);font-size:2rem;line-height:1;color:#fff;margin-bottom:.6rem}
.tl-item p{font-size:var(--text-sm);color:var(--muted-light);line-height:1.5}
.tl-item.big .tl-year{color:var(--gold)}

/* fees */
.fees{background:var(--ivory)}
.fees-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(2rem,6vw,6rem);align-items:center}
.fees h2{margin-bottom:1.2rem}
.fees-grid>div>p{color:var(--muted);max-width:48ch}
.fee-table{width:100%;border-collapse:collapse;margin-top:2rem;font-size:var(--text-sm)}
.fee-table th{text-align:left;font-size:var(--text-xs);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;padding:.7rem 0;border-bottom:1px solid var(--navy)}
.fee-table th:last-child,.fee-table td:last-child{text-align:right}
.fee-table td{padding:.8rem 0;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums}
.fee-table td:last-child{font-weight:600;color:var(--navy)}
.fee-table tr.hit td{color:var(--navy);background:rgba(215,172,73,.14)}
.fee-table td:first-child{padding-left:.6rem}.fee-table td:last-child{padding-right:.6rem}.fee-table th:first-child{padding-left:.6rem}.fee-table th:last-child{padding-right:.6rem}
.fee-calc{background:var(--navy);color:#fff;padding:clamp(1.8rem,4vw,3rem)}
.calc-label{font-size:var(--text-xs);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:600}
.calc-amt{display:block;font-family:var(--font-display);font-size:clamp(2.4rem,2rem + 2vw,3.6rem);line-height:1.1;margin:.6rem 0 1.4rem;font-variant-numeric:tabular-nums}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:2px;background:linear-gradient(90deg,var(--gold) var(--fill,15%),rgba(255,255,255,.2) var(--fill,15%));outline-offset:8px}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--gold);border:4px solid var(--navy);box-shadow:0 0 0 1px var(--gold);cursor:pointer}
input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--gold);border:4px solid var(--navy);cursor:pointer}
.calc-out{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:2rem;padding-top:1.6rem;border-top:1px solid var(--line-light)}
.calc-out div{display:flex;flex-direction:column}
.calc-k{font-size:var(--text-xs);color:var(--muted-light);letter-spacing:.06em}
.calc-v{font-family:var(--font-display);font-size:2rem;color:var(--gold);font-variant-numeric:tabular-nums}
.fee-calc .fine{color:#8a93a8}

/* insights */
.insights{background:var(--paper)}
.insight-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;grid-template-rows:auto auto;gap:clamp(1rem,2vw,1.6rem)}
.insight{background:#fff;padding:1.8rem;display:flex;flex-direction:column;gap:.7rem;border-top:2px solid var(--gold)}
.insight h3{font-family:var(--font-display);font-weight:400;font-size:1.5rem;line-height:1.18}
.insight p{color:var(--muted);font-size:var(--text-sm);flex:1}
.insight.feature{grid-row:span 2;padding:0;border-top:0;background:var(--navy);color:#fff}
.insight.feature .insight-body{padding:1.8rem}
.insight.feature h3{font-size:var(--text-xl)}
.insight.feature p{color:var(--muted-light)}
.insight.feature .tag{color:var(--gold)}
.play{position:relative;display:block;width:100%;aspect-ratio:16/10;overflow:hidden}
.play img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s var(--ease)}
.play:hover img{transform:scale(1.04)}
.play-btn{position:absolute;left:50%;top:50%;width:76px;height:76px;margin:-38px 0 0 -38px;border-radius:50%;background:var(--gold);display:grid;place-items:center;transition:transform .3s var(--ease)}
.play:hover .play-btn{transform:scale(1.08)}
.play-btn svg{width:28px;fill:var(--navy);margin-left:4px}
.tag{font-size:var(--text-xs);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);font-weight:600}
.insight-grid>.insight:nth-child(4){grid-column:2/4}
.quotes{margin-top:clamp(3rem,6vw,5rem);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:clamp(2.5rem,5vw,4rem) 0;text-align:center;position:relative;overflow:hidden}
.quote-track{display:grid}
.quote{grid-area:1/1;opacity:0;transform:translateY(10px);transition:opacity .8s var(--ease),transform .8s var(--ease);pointer-events:none}
.quote.on{opacity:1;transform:none;pointer-events:auto}
.quote p{font-family:var(--font-display);font-size:clamp(1.5rem,1.1rem + 1.6vw,2.4rem);line-height:1.25;max-width:30ch;margin:0 auto}
.quote cite{display:block;margin-top:1.2rem;font-style:normal;font-size:var(--text-xs);letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);font-weight:600}
.quote-dots{display:flex;justify-content:center;gap:.5rem;margin-top:2rem}
.quote-dots button{width:26px;height:2px;background:var(--line);transition:.3s;padding:8px 0;background-clip:content-box}
.quote-dots button.on{background-color:var(--navy)}

/* succession */
.succession{position:relative;min-height:560px;display:flex;align-items:center;color:#fff;background:var(--navy);overflow:hidden}
.succession img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 40%}
.succession::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(22,29,47,.95) 0%,rgba(22,29,47,.75) 45%,rgba(22,29,47,.2) 80%);z-index:1}
.succession-copy{position:relative;z-index:2;width:100%;padding-top:var(--sec);padding-bottom:var(--sec)}
.succession-copy>div{max-width:540px}
.succession h2{margin-bottom:1.2rem}
.succession .lede{margin-bottom:2rem}

/* schedule */
.schedule{background:var(--paper)}
.schedule-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,6vw,6rem);align-items:start}
.place h2{margin-bottom:1.6rem}
.place img{aspect-ratio:4/3;object-fit:cover;width:100%}
.place address{font-style:normal;margin-top:1.5rem;color:var(--muted);line-height:1.8}
.place address a{color:var(--navy);font-weight:600;text-decoration:none;border-bottom:1px solid var(--gold)}
.book{background:#fff;padding:clamp(1.6rem,3.5vw,2.8rem);box-shadow:0 30px 60px -40px rgba(22,29,47,.35);border-top:2px solid var(--gold)}
.book>p{color:var(--muted);font-size:var(--text-sm);margin:.6rem 0 1.6rem}
.advisor-pick{display:grid;grid-template-columns:repeat(4,1fr);gap:.5rem;margin-bottom:1.6rem}
.adv{display:flex;flex-direction:column;align-items:center;gap:.45rem;padding:.7rem .3rem;border:1px solid var(--line);font-size:var(--text-xs);text-align:center;line-height:1.25;transition:.2s}
.adv img{width:52px;height:52px;border-radius:50%;object-fit:cover;object-position:top;filter:grayscale(.3)}
.adv[aria-checked="true"]{border-color:var(--navy);box-shadow:inset 0 0 0 1px var(--navy);background:var(--ivory)}
.adv[aria-checked="true"] img{filter:none}
.slots-head{display:flex;justify-content:space-between;align-items:center;font-size:var(--text-sm);font-weight:600;margin-bottom:.7rem}
.slot-nav{width:32px;height:32px;border:1px solid var(--line);font-size:1.2rem;line-height:1;margin-left:.3rem}
.slot-nav:hover{border-color:var(--navy)}
.slots{display:grid;grid-template-columns:repeat(4,1fr);gap:.45rem;margin-bottom:1.6rem}
.slot{padding:.6rem 0;border:1px solid var(--line);font-size:var(--text-sm);font-variant-numeric:tabular-nums;transition:.2s}
.slot:hover{border-color:var(--navy)}
.slot[aria-checked="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
.book-form{display:grid;gap:.9rem}
.book-form label{display:grid;gap:.3rem;font-size:var(--text-xs);letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:600}
.book-form input,.book-form select{padding:.8rem .9rem;border:1px solid var(--line);background:var(--paper);font-size:var(--text-base);text-transform:none;letter-spacing:0;font-weight:400;color:var(--ink);border-radius:2px}
.book-form input:focus,.book-form select:focus{outline:none;border-color:var(--navy);background:#fff}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
.book-done{text-align:left;animation:fadeUp .5s var(--ease)}
.book-done h4{font-family:var(--font-display);font-weight:400;font-size:var(--text-xl);margin:.5rem 0}
.book-done p{color:var(--muted)}

/* footer */
.site-footer{background:var(--navy);color:#fff;padding:clamp(4rem,7vw,6rem) 0 2rem;--logo-main:#fff;--logo-accent:var(--gold)}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2.5rem;padding-bottom:3rem;border-bottom:1px solid var(--line-light)}
.footer-brand svg{width:min(280px,100%);height:auto}
.site-footer h4{font-size:var(--text-xs);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:1rem;font-weight:600}
.site-footer p{font-size:var(--text-sm);color:var(--muted-light);line-height:1.9;margin-bottom:.6rem}
.site-footer a{text-decoration:none}
.site-footer a:hover{color:var(--gold)}
.legal{padding-top:2rem}
.legal p{font-size:var(--text-xs);color:#8a93a8;line-height:1.7;max-width:110ch}
.legal .concept{margin-top:1rem;color:var(--gold)}

/* drawer */
.drawer{position:fixed;inset:0;z-index:80;pointer-events:none}
.drawer-scrim{position:absolute;inset:0;background:rgba(22,29,47,.5);opacity:0;transition:opacity .4s}
.drawer-panel{position:absolute;top:0;right:0;bottom:0;width:min(560px,100%);background:var(--paper);overflow-y:auto;transform:translateX(100%);transition:transform .55s var(--ease)}
.drawer.open{pointer-events:auto}
.drawer.open .drawer-scrim{opacity:1}
.drawer.open .drawer-panel{transform:none}
.drawer-close{position:absolute;top:1rem;right:1rem;width:44px;height:44px;border-radius:50%;background:rgba(255,255,255,.9);font-size:1.6rem;line-height:1;z-index:2}
.drawer-panel>img{width:100%;aspect-ratio:4/3.4;object-fit:cover;object-position:center 15%}
.drawer-body{padding:2rem clamp(1.5rem,4vw,2.6rem) 3rem}
.drawer-body h3{margin-bottom:1.2rem}
.drawer-body p{color:var(--muted);margin-bottom:1rem;font-size:var(--text-sm);line-height:1.7}
.d-quote{font-family:var(--font-display);font-size:1.35rem;line-height:1.3;border-left:2px solid var(--gold);padding:.3rem 0 .3rem 1.2rem;margin:1.6rem 0 2rem;color:var(--navy)}
.d-quote span{display:block;font-family:var(--font-body);font-size:var(--text-xs);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);margin-top:.5rem;font-weight:600}

/* concierge */
.concierge-btn{position:fixed;right:clamp(1rem,2.5vw,2rem);bottom:clamp(1rem,2.5vw,2rem);z-index:70;background:var(--navy);color:#fff;padding:.9rem 1.3rem;border-radius:999px;font-size:var(--text-sm);font-weight:600;display:flex;align-items:center;gap:.6rem;box-shadow:0 18px 40px -16px rgba(22,29,47,.6);transition:transform .3s var(--ease),opacity .3s}
.concierge-btn:hover{transform:translateY(-2px)}
.concierge-btn.hide{opacity:0;pointer-events:none}
.c-dot{width:8px;height:8px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 0 rgba(215,172,73,.6);animation:pulse 2.4s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(215,172,73,.6)}70%{box-shadow:0 0 0 10px rgba(215,172,73,0)}100%{box-shadow:0 0 0 0 rgba(215,172,73,0)}}
.concierge{position:fixed;right:clamp(1rem,2.5vw,2rem);bottom:clamp(1rem,2.5vw,2rem);z-index:75;width:min(380px,calc(100vw - 2rem));height:min(560px,calc(100svh - 2rem));background:var(--paper);box-shadow:0 30px 80px -20px rgba(22,29,47,.5);display:flex;flex-direction:column;animation:fadeUp .35s var(--ease)}
.concierge[hidden]{display:none}
.concierge header{background:var(--navy);color:#fff;padding:1rem 1.2rem;display:flex;justify-content:space-between;align-items:center}
.concierge header strong{font-family:var(--font-display);font-weight:400;font-size:1.25rem;display:block}
.concierge header span{font-size:var(--text-xs);color:var(--muted-light)}
.concierge header button{font-size:1.5rem;width:36px;height:36px}
.c-log{flex:1;overflow-y:auto;padding:1.1rem;display:flex;flex-direction:column;gap:.7rem}
.msg{max-width:86%;padding:.7rem .9rem;font-size:var(--text-sm);line-height:1.5;animation:fadeUp .3s var(--ease)}
.msg.bot{background:#fff;border:1px solid var(--line);align-self:flex-start}
.msg.me{background:var(--navy);color:#fff;align-self:flex-end}
.msg a{color:var(--gold-deep);font-weight:600}
.msg.typing{color:var(--muted);letter-spacing:.2em}
.c-suggest{display:flex;flex-wrap:wrap;gap:.4rem;padding:0 1.1rem .8rem}
.c-suggest button{font-size:var(--text-xs);border:1px solid var(--line);padding:.45rem .7rem;border-radius:999px;background:#fff}
.c-suggest button:hover{border-color:var(--navy)}
.c-form{display:flex;border-top:1px solid var(--line)}
.c-form input{flex:1;padding:.9rem 1rem;border:0;background:#fff;font-size:var(--text-sm)}
.c-form input:focus{outline:none}
.c-form button{width:52px;background:var(--gold);color:var(--navy);font-size:1.2rem;font-weight:700}
.c-fine{font-size:11px;color:var(--muted);padding:.5rem 1rem .7rem;background:#fff;line-height:1.4}

/* responsive */
@media (max-width:1080px){
  .nav,.tel{display:none}
  .menu-btn{display:block}
  .team-grid{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:900px){
  .intro-grid,.approach-grid,.office-grid,.tool-grid,.fees-grid,.schedule-grid,.section-head.split{grid-template-columns:1fr}
  .approach-sticky{position:static}
  .serve-ui{grid-template-columns:1fr}
  .serve-tabs{flex-direction:row;overflow-x:auto;border-top:0;gap:.4rem;scrollbar-width:none}
  .serve-tabs button{white-space:nowrap;border:1px solid var(--line);padding:.6rem .9rem;font-size:var(--text-sm)}
  .serve-tabs button::after{display:none}
  .serve-tabs button[aria-selected="true"]{padding-left:.9rem;background:var(--navy);color:#fff}
  .serve-panel{grid-template-columns:1fr}
  .serve-img{aspect-ratio:16/10}
  .pull{position:relative;left:0;bottom:0;max-width:none;margin-top:-1px}
  .stats-grid{grid-template-columns:1fr 1fr}
  .stat{padding:1.1rem 1rem;border-bottom:1px solid var(--line-light)}
  .stat:nth-child(odd){padding-left:0}
  .stat:nth-child(2){border-right:0}
  .stat:nth-child(n+3){border-bottom:0}
  .insight-grid{grid-template-columns:1fr}
  .insight.feature{grid-row:auto}
  .insight-grid>.insight:nth-child(4){grid-column:auto}
  .footer-grid{grid-template-columns:1fr 1fr}
  .footer-brand{grid-column:1/-1}
  .hero-line{bottom:180px}
}
@media (max-width:600px){
  .header-cta .btn{display:none}
  .header-inner{height:70px}
  .brand svg{height:38px}
  .team-grid{grid-template-columns:1fr 1fr}
  .choices{grid-template-columns:1fr}
  .advisor-pick{grid-template-columns:repeat(2,1fr)}
  .slots{grid-template-columns:repeat(3,1fr)}
  .row2{grid-template-columns:1fr}
  .pillars{grid-template-columns:1fr}
  .mode-list{grid-template-columns:1fr}
  .step{grid-template-columns:48px 1fr}
  .hero-title{font-size:clamp(3rem,13vw,4.2rem)}
  .footer-grid{grid-template-columns:1fr}
  .m-name{font-size:1.2rem}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
  .hero-line path,.tl-line path{stroke-dashoffset:0}
}

@media (max-width:640px){.hide-sm{display:none}.tl-items{padding-top:120px}.tl-line{height:125px}}

/* ================= Multi-page additions ================= */
.nav{gap:1.7rem}
.nav a.active{opacity:1;color:var(--gold)}
.site-header.solid .nav a.active{color:var(--gold-deep)}
.nav a.active::after{content:"";display:block;height:1px;background:currentColor;margin-top:3px}
@media (max-width:1280px){.tel{display:none}}
.mobile-nav .btn{margin-top:1rem;font-family:var(--font-body);font-size:var(--text-sm);color:var(--navy)}
.muted{color:var(--muted)}
.ivory{background:var(--ivory)}
.wrap-narrow{max-width:760px;margin:0 auto;padding:0 var(--pad)}
.footer-tag{font-family:var(--font-display);font-size:1.25rem!important;color:#fff!important;margin-top:1.4rem}
.footer-brand svg{max-width:260px;height:auto}

/* page hero */
.page-hero{position:relative;min-height:min(78svh,720px);display:flex;align-items:flex-end;color:#fff;background:var(--navy);overflow:hidden}
.ph-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transform:scale(1.04);animation:phZoom 9s var(--ease) forwards}
@keyframes phZoom{to{transform:scale(1)}}
.ph-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(22,29,47,.92) 0%,rgba(22,29,47,.7) 45%,rgba(22,29,47,.25) 85%),linear-gradient(0deg,rgba(22,29,47,.85) 0%,rgba(22,29,47,0) 50%),linear-gradient(180deg,rgba(22,29,47,.6) 0%,rgba(22,29,47,0) 25%)}
.ph-line{position:absolute;left:0;right:0;bottom:0;width:100%;height:46%;pointer-events:none}
.ph-line path{fill:none;stroke:var(--gold);stroke-width:1.3;vector-effect:non-scaling-stroke;opacity:.6;stroke-dasharray:var(--len,3000);stroke-dashoffset:var(--len,3000);animation:draw 4.5s .4s var(--ease) forwards}
.ph-content{position:relative;width:100%;padding-top:140px;padding-bottom:clamp(3rem,7vw,5.5rem)}
.ph-content h1{max-width:16ch;margin-bottom:1.2rem}
.ph-content .lede{max-width:56ch;color:rgba(255,255,255,.82)}
.crumbs{display:flex;gap:.6rem;font-size:var(--text-xs);letter-spacing:.08em;color:var(--muted-light);margin-bottom:1.6rem}
.crumbs a{text-decoration:none}.crumbs a:hover{color:var(--gold)}
.byline{font-size:var(--text-sm);color:var(--muted-light)}
.article-hero{min-height:min(66svh,600px)}
.article-hero h1{max-width:22ch;font-size:clamp(2.1rem,1.5rem + 2.4vw,3.6rem)}

/* home: serve cards */
.serve-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1rem,2vw,1.6rem)}
.s-card{background:#fff;text-decoration:none;display:flex;flex-direction:column;gap:.6rem;padding-bottom:1.6rem;transition:transform .4s var(--ease),box-shadow .4s}
.s-card:hover{transform:translateY(-4px);box-shadow:0 24px 50px -30px rgba(22,29,47,.4)}
.s-img{aspect-ratio:16/10;overflow:hidden;margin-bottom:.6rem}
.s-img img{width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.s-card:hover .s-img img{transform:scale(1.04)}
.s-card h3,.s-card p,.s-card .link-arrow{margin-left:1.5rem;margin-right:1.5rem}
.s-card h3{font-family:var(--font-display);font-weight:400;font-size:1.5rem;line-height:1.15}
.s-card p{font-size:var(--text-sm);color:var(--muted);flex:1}
.s-card .link-arrow{align-self:flex-start}

/* steps row */
.steps-row{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(1rem,2.5vw,2.5rem)}
.steps-row li{border-top:1px solid var(--line-light);padding-top:1.6rem}
.steps-row.light li{border-top-color:var(--line)}
.steps-row h3{font-family:var(--font-display);font-weight:400;font-size:1.45rem;margin:.6rem 0 .5rem;line-height:1.15}
.steps-row p{font-size:var(--text-sm);color:var(--muted-light)}
.steps-row.light p{color:var(--muted)}
.steps-row.light .step-n{color:var(--gold-deep)}

/* team preview */
.tp-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:clamp(2.5rem,6vw,6rem);align-items:center}
.tp-media img{width:100%;aspect-ratio:4/3;object-fit:cover}
.tp-copy h2{margin-bottom:1.4rem}
.tp-copy>p{color:var(--muted);margin-bottom:1.8rem;max-width:52ch}
.tp-faces{display:flex;margin-bottom:2rem}
.tp-faces img{width:58px;height:58px;border-radius:50%;object-fit:cover;object-position:50% 20%;border:3px solid var(--paper);margin-left:-12px}
.tp-faces img:first-child{margin-left:0}

/* tiles */
.tools-strip{background:var(--ivory)}
.tile-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1rem,2vw,1.6rem)}
.tile{background:#fff;padding:2rem;text-decoration:none;display:flex;flex-direction:column;gap:.7rem;border-top:2px solid var(--gold);transition:transform .4s var(--ease),box-shadow .4s}
.tile:hover{transform:translateY(-4px);box-shadow:0 24px 50px -30px rgba(22,29,47,.4)}
.tile h3{font-family:var(--font-display);font-weight:400;font-size:1.55rem;line-height:1.15}
.tile p{font-size:var(--text-sm);color:var(--muted);flex:1}
.tile .link-arrow{align-self:flex-start;margin-top:.6rem}

/* article cards */
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1rem,2vw,1.6rem)}
.article-grid.two{grid-template-columns:repeat(2,1fr)}
.a-card{background:#fff;text-decoration:none;display:flex;flex-direction:column;gap:.6rem;padding-bottom:1.6rem;transition:transform .4s var(--ease),box-shadow .4s}
.a-card[hidden]{display:none}
.a-card:hover{transform:translateY(-4px);box-shadow:0 24px 50px -30px rgba(22,29,47,.4)}
.a-img{aspect-ratio:16/10;overflow:hidden;position:relative;margin-bottom:.6rem}
.a-img img{width:100%;height:100%;object-fit:cover}
.a-badge{position:absolute;left:1rem;top:1rem;background:var(--gold);color:var(--navy);font-size:var(--text-xs);font-weight:600;padding:.25rem .6rem;letter-spacing:.06em}
.a-card .tag,.a-card h3,.a-card p,.a-card .link-arrow{margin-left:1.5rem;margin-right:1.5rem}
.a-card h3{font-family:var(--font-display);font-weight:400;font-size:1.4rem;line-height:1.2}
.a-card p{font-size:var(--text-sm);color:var(--muted);flex:1}
.a-card .link-arrow{align-self:flex-start}
.center-link{text-align:center;margin-top:2.5rem}
.insights .insight.feature.wide{display:grid;grid-template-columns:1.3fr 1fr;padding:0;margin-bottom:clamp(2.5rem,5vw,4rem);background:var(--navy);color:#fff;border-top:0}
.insight.feature.wide .play{height:100%}
.insight.feature.wide .play img{height:100%;min-height:340px;object-fit:cover}
.insight.feature.wide .insight-body{padding:clamp(1.8rem,4vw,3.2rem);display:flex;flex-direction:column;justify-content:center;gap:.8rem}
.insight.feature.wide h3{font-family:var(--font-display);font-weight:400;font-size:var(--text-xl);line-height:1.15}
.insight.feature.wide p{color:var(--muted-light)}
.filter-row{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.8rem}
.filter-row button{border:1px solid var(--line);padding:.55rem 1rem;font-size:var(--text-sm);border-radius:999px;background:#fff;transition:.2s}
.filter-row button.is-on{background:var(--navy);color:#fff;border-color:var(--navy)}
.quotes-sec .quotes{border-color:var(--line-light);margin-top:1rem}
.quotes-sec .quote p{color:#fff}

/* signup */
.signup-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:end}
.signup-grid h2{margin-bottom:1rem}
.signup-form{display:grid;grid-template-columns:1fr auto;gap:.8rem;align-items:end}
.signup-form label{display:grid;gap:.3rem;font-size:var(--text-xs);letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:600}
.signup-form input{padding:.9rem;border:1px solid var(--line);background:#fff;font-size:var(--text-base);text-transform:none;letter-spacing:0}
.signup-form .fine{grid-column:1/-1;margin-top:0}

/* who we serve sections */
.jump{display:flex;flex-wrap:wrap;gap:.5rem;padding-top:2rem;padding-bottom:1rem;position:sticky;top:84px;z-index:20;background:var(--paper)}
.jump a{font-size:var(--text-sm);text-decoration:none;border:1px solid var(--line);padding:.5rem .95rem;border-radius:999px;transition:.2s;white-space:nowrap}
.jump a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.seg-sec{scroll-margin-top:150px}
.seg-sec.alt{background:var(--ivory)}
.seg-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2.5rem,6vw,6rem);align-items:center}
.seg-sec.alt .seg-media{order:2}
.seg-media img{width:100%;aspect-ratio:5/4;object-fit:cover}
.seg-copy h2{margin-bottom:1.2rem}
.seg-copy .lede{margin-bottom:1.6rem}
.seg-copy>.muted{margin:1.6rem 0;font-size:var(--text-sm);max-width:52ch}
.seg-copy .seg-foot{margin:0 0 1.8rem;padding-top:1.2rem}
.ticks.lg{font-size:var(--text-base);gap:.7rem}
.ticks.lg li::before{top:.75em}
.quote-band{background:var(--navy);color:#fff;text-align:center}
.big-quote p{font-family:var(--font-display);font-size:clamp(1.8rem,1.3rem + 2vw,3rem);line-height:1.2;max-width:26ch;margin:0 auto}
.big-quote cite{display:block;margin-top:1.4rem;font-style:normal;font-size:var(--text-xs);letter-spacing:.18em;text-transform:uppercase;color:var(--gold)}

/* compare */
.compare{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1rem,2vw,1.6rem)}
.compare-col{background:#fff;padding:clamp(1.8rem,4vw,3rem);border-top:2px solid var(--gold);display:flex;flex-direction:column;gap:1rem}
.compare-col p{color:var(--muted)}
.compare-col.dark p{color:var(--muted-light)}
.compare-col.dark .tag{color:var(--gold)}
.compare-col.dark .ticks li::before{background:var(--gold)}
.split-compare{background:var(--ivory)}

/* values */
.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1.5rem,3vw,3rem)}
.value-grid.four{grid-template-columns:repeat(4,1fr)}
.value-grid>div{border-top:1px solid var(--line);padding-top:1.6rem}
.dark .value-grid>div{border-top-color:var(--line-light)}
.value-grid h3{font-family:var(--font-display);font-weight:400;font-size:1.5rem;margin:.4rem 0 .6rem;line-height:1.15}
.value-grid p{font-size:var(--text-sm);color:var(--muted)}
.dark .value-grid p{color:var(--muted-light)}
.value-grid .ticks{margin-top:.8rem}
.v-n{font-family:var(--font-display);color:var(--gold-deep);font-size:1.3rem}
.how-team{background:var(--ivory)}
.intro-grid.reverse{grid-template-columns:1.05fr 1fr}
.independent .ticks{margin-top:1.4rem}
.independent .ticks a{color:var(--navy);text-decoration-color:var(--gold)}

/* gallery */
.gallery{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:clamp(.6rem,1.5vw,1.2rem)}
.gallery img{width:100%;height:100%;aspect-ratio:4/3.2;object-fit:cover}

/* faq */
.faq-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:clamp(2.5rem,6vw,6rem);align-items:start}
.faq-grid h2{margin-bottom:1rem}
.faq details{border-top:1px solid var(--line);padding:1.3rem 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:1rem;font-family:var(--font-display);font-size:1.3rem;line-height:1.3}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold-deep);font-family:var(--font-body);font-size:1.4rem;line-height:1;transition:transform .3s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{color:var(--muted);margin-top:.8rem;max-width:60ch}
.included{background:var(--ivory)}
.card-form{background:#fff;padding:clamp(1.6rem,3.5vw,2.8rem);border-top:2px solid var(--gold);box-shadow:0 30px 60px -40px rgba(22,29,47,.35)}
.book-form textarea{padding:.8rem .9rem;border:1px solid var(--line);background:var(--paper);font:inherit;font-size:var(--text-base);text-transform:none;letter-spacing:0;font-weight:400;resize:vertical}

/* contact cards */
.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1rem,2vw,1.6rem)}
.contact-cards>div{background:#fff;padding:2rem;display:flex;flex-direction:column;gap:.7rem}
.contact-cards p{font-size:var(--text-sm);color:var(--muted)}
.contact-cards a{color:var(--navy)}
.contact-cards h3 a{text-decoration:none}

/* prose */
.prose{padding-top:var(--sec);padding-bottom:var(--sec)}
section>.prose{padding-top:0;padding-bottom:0}
.prose p,.prose li{color:#3a4154;font-size:1.075rem;line-height:1.8}
.prose p{margin-bottom:1.2rem}
.prose .lead{font-size:var(--text-lg);color:var(--ink);line-height:1.6;margin-bottom:2rem}
.prose h2{font-family:var(--font-display);font-weight:400;font-size:clamp(1.6rem,1.3rem + 1vw,2.1rem);margin:2.6rem 0 1rem;line-height:1.2;scroll-margin-top:110px}
.prose ul{margin:0 0 1.4rem 1.1rem;display:grid;gap:.6rem}
.prose li::marker{color:var(--gold-deep)}
.prose a{color:var(--navy);text-decoration-color:var(--gold);text-underline-offset:3px}
.prose blockquote{margin:2.6rem 0;padding:1.8rem 2rem;background:var(--navy);color:#fff}
.prose blockquote p{font-family:var(--font-display);font-size:1.5rem;color:#fff;line-height:1.3;margin:0}
.prose blockquote cite{display:block;margin-top:.8rem;font-style:normal;font-size:var(--text-xs);letter-spacing:.16em;text-transform:uppercase;color:var(--gold)}
.prose .disclaimer{font-size:var(--text-xs);color:var(--muted);border-top:1px solid var(--line);padding-top:1.2rem;margin-top:2.6rem;line-height:1.6}
.prose>.disclaimer:first-child{margin-top:0;border-top:0;padding:1rem 1.2rem;background:var(--ivory)}

/* CTA band */
.cta-band{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:auto 0 0 0;height:1px;background:var(--line-light)}
.cta-inner{display:grid;grid-template-columns:1.4fr 1fr;gap:2.5rem;align-items:end;padding-top:clamp(4rem,8vw,6.5rem);padding-bottom:clamp(4rem,8vw,6.5rem)}
.cta-inner h2{margin-bottom:1rem}
.cta-actions{display:flex;flex-wrap:wrap;gap:.9rem;justify-content:flex-end}
.cta-band + .site-footer{border-top:1px solid var(--line-light)}

@media (max-width:1080px){
  .serve-cards,.tile-grid,.article-grid,.contact-cards{grid-template-columns:1fr 1fr}
  .steps-row,.value-grid.four{grid-template-columns:1fr 1fr}
  .jump{top:84px}
}
@media (max-width:900px){
  .tp-grid,.seg-grid,.compare,.faq-grid,.signup-grid,.cta-inner,.insights .insight.feature.wide,.intro-grid.reverse{grid-template-columns:1fr}
  .seg-sec.alt .seg-media{order:0}
  .cta-actions{justify-content:flex-start}
  .value-grid{grid-template-columns:1fr}
  .gallery{grid-template-columns:1fr 1fr}
  .gallery img:first-child{grid-column:1/-1}
  .intro-grid.reverse .intro-media{order:2}
}
@media (max-width:600px){
  .serve-cards,.tile-grid,.article-grid,.article-grid.two,.contact-cards,.steps-row,.value-grid.four{grid-template-columns:1fr}
  .jump{top:70px;flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;padding-top:1rem}
  .page-hero{min-height:auto}
  .ph-content{padding-top:120px}
  .signup-form{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){.ph-line path{stroke-dashoffset:0}.ph-img{animation:none;transform:none}}
.compare-col.dark{background:var(--navy);color:#fff}
.team.section{padding-bottom:var(--sec)}
.quote-band{background:var(--paper);color:var(--navy);border-top:1px solid var(--line)}
.quote-band .big-quote cite{color:var(--gold-deep)}

/* header fix: keep hero content clear of the fixed header on short or narrow screens */
.hero{padding-top:112px}
.site-header::before{content:"";position:absolute;inset:0 0 -24px 0;background:linear-gradient(180deg,rgba(22,29,47,.7),rgba(22,29,47,0));pointer-events:none;transition:opacity .35s;z-index:-1}
.site-header.solid::before{opacity:0}
@media (max-width:1080px){.brand svg{height:46px}}
@media (max-width:600px){.hero{padding-top:90px}}
@media (max-height:760px) and (min-width:601px){.hero-title{font-size:clamp(3rem,1.6rem + 5vw,5.6rem)}}

/* film */
.film{background:var(--paper);padding-top:0}
.film .lede{max-width:34rem;color:var(--muted)}
.film-frame{position:relative;aspect-ratio:16/9;overflow:hidden;background:var(--navy);margin-top:clamp(1.5rem,3vw,2.5rem)}
.film-loop{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.film-frame::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(22,29,47,0) 55%,rgba(22,29,47,.55));pointer-events:none}
.film-play{position:absolute;left:clamp(1rem,3vw,2.25rem);bottom:clamp(1rem,3vw,2.25rem);z-index:2;display:flex;align-items:center;gap:.9rem;background:none;border:0;color:#fff;cursor:pointer;font:inherit;padding:0}
.film-play-icon{width:64px;height:64px;border-radius:50%;background:var(--gold);color:var(--navy);display:grid;place-items:center;transition:transform .3s}
.film-play-icon svg{margin-left:3px}
.film-play:hover .film-play-icon,.film-play:focus-visible .film-play-icon{transform:scale(1.08)}
.film-play-label{font-size:var(--text-sm);letter-spacing:.14em;text-transform:uppercase;font-weight:600}
.film-play-label em{font-style:normal;opacity:.7;margin-left:.5rem;letter-spacing:.08em}
.film-modal{position:fixed;inset:0;z-index:200;background:rgba(10,14,24,.92);display:grid;place-items:center;padding:clamp(1rem,4vw,3rem)}
.film-modal[hidden]{display:none}
.film-full{width:min(1280px,100%);max-height:85vh;aspect-ratio:16/9;background:#000}
.film-close{position:absolute;top:1rem;right:1.25rem;background:none;border:0;color:#fff;font-size:2.4rem;line-height:1;cursor:pointer;padding:.25rem .5rem}
@media (max-width:600px){.film-play-icon{width:52px;height:52px}.film-play-label em{display:none}}
.d-role{font-size:var(--text-sm);font-weight:600;color:var(--gold-deep);margin-bottom:.6rem}

/* client access */
.btn-ghost-navy{border:1px solid var(--navy);color:var(--navy)}
.ca{position:relative}
.ca-toggle{display:inline-flex;align-items:center;gap:.55rem}
.ca-chev{transition:transform .25s}
.ca-toggle[aria-expanded="true"] .ca-chev{transform:rotate(180deg)}
.ca-panel{position:absolute;right:0;top:calc(100% + 14px);width:390px;background:var(--paper);color:var(--ink);padding:1.75rem;box-shadow:0 30px 60px -20px rgba(22,29,47,.45);border-top:3px solid var(--gold);z-index:60}
.ca-panel[hidden]{display:none}
.ca-title{font-family:var(--font-display);font-weight:400;font-size:1.7rem;line-height:1.1;color:var(--navy);margin-bottom:.6rem}
.ca-text{font-size:var(--text-sm);color:var(--muted);line-height:1.55;margin-bottom:1.25rem}
.ca-login{width:100%;justify-content:center}
.ca-links{display:grid;grid-template-columns:1fr 1fr;gap:.55rem 1rem;margin:1.25rem 0 1rem;padding-top:1.1rem;border-top:1px solid var(--line)}
.ca-links a,.ca-fine a{font-size:var(--text-sm);color:var(--navy);text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(22,29,47,.3)}
.ca-links a:hover{text-decoration-color:var(--gold)}
.ca-fine{font-size:var(--text-xs);color:var(--muted);line-height:1.5}
@media (max-width:600px){
  .ca-panel{position:fixed;left:0;right:0;top:70px;width:auto;padding:1.5rem var(--pad) 2rem}
}
.play.no-play{cursor:default}
.play.no-play:hover img{transform:none}
.header-cta .ca-panel .btn{display:flex}

/* scroll-driven story timeline */
.story-scroll{position:relative;height:calc(100vh + 12 * 32vh);background:var(--navy);color:#fff}
.ss-pin{position:sticky;top:0;height:100vh;overflow:hidden;display:flex;flex-direction:column;justify-content:center;gap:clamp(1rem,3vh,2.5rem);padding-top:84px}
.ss-head{display:flex;align-items:flex-end;justify-content:space-between;gap:2rem;width:100%}
.ss-year{font-family:var(--font-display);font-size:clamp(4rem,2rem + 8vw,9rem);line-height:.85;color:var(--gold);font-variant-numeric:lining-nums}
.ss-year.tick{animation:ssTick .45s var(--ease)}
@keyframes ssTick{from{opacity:.2;transform:translateY(12px)}to{opacity:1;transform:none}}
.ss-viewport{position:relative;width:100%}
.ss-track{position:relative;will-change:transform}
.ss-graph{display:block;overflow:visible}
.ss-ghost{fill:none;stroke:rgba(255,255,255,.1);stroke-width:1.5;stroke-dasharray:3 6}
.ss-line{fill:none;stroke:var(--gold);stroke-width:2.5;stroke-linejoin:round}
.ss-tick{stroke:rgba(255,255,255,.12);stroke-width:1}
.ss-dot{fill:var(--gold);stroke:var(--navy);stroke-width:3;filter:drop-shadow(0 0 10px rgba(215,172,73,.7))}
.ss-items{list-style:none;position:relative;height:clamp(150px,22vh,190px);margin:0;padding:0}
.ss-item{position:absolute;top:0;padding-top:1.1rem;border-top:1px solid rgba(255,255,255,.14);opacity:.28;transition:opacity .4s,transform .4s;transform:translateY(8px)}
.ss-item::before{content:"";position:absolute;top:-5px;left:-4px;width:9px;height:9px;background:rgba(255,255,255,.4);transform:rotate(45deg);transition:background .3s}
.ss-item.on{opacity:.75;transform:none}
.ss-item.on::before{background:var(--gold)}
.ss-item.cur{opacity:1}
.ss-item.cur .tl-year{color:var(--gold)}
.ss-item .tl-year{font-family:var(--font-display);font-size:1.9rem;line-height:1;color:#fff;margin-bottom:.55rem}
.ss-item p{font-size:var(--text-sm);color:var(--muted-light);line-height:1.5}
.ss-foot{width:100%}
.ss-progress{height:2px;background:rgba(255,255,255,.12);margin-bottom:.9rem}
.ss-progress span{display:block;height:100%;width:0;background:var(--gold)}
@media (max-width:700px){
  .story-scroll{height:calc(100vh + 12 * 26vh)}
  .ss-pin{padding-top:70px;gap:1rem}
  .ss-head{flex-direction:column;align-items:flex-start;gap:.5rem}
  .ss-head h2 br{display:none}
  .ss-year{font-size:4.2rem}
  .ss-item .tl-year{font-size:1.5rem}
}

/* request-a-conversation form */
.book-label{font-size:var(--text-sm);font-weight:600;color:var(--navy);margin:1.4rem 0 .7rem}
.advisor-pick{grid-template-columns:repeat(5,1fr)}
.adv-any-mark{width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:var(--font-display);font-size:.95rem;letter-spacing:.04em}
.chips-set{border:0;padding:0;margin:0 0 1.2rem}
.chips-set legend{font-size:var(--text-sm);font-weight:600;color:var(--navy);margin-bottom:.6rem;padding:0}
.chips{display:flex;flex-wrap:wrap;gap:.45rem}
.chip{position:relative;cursor:pointer}
.chip input{position:absolute;opacity:0;width:1px;height:1px}
.chip span{display:inline-block;padding:.5rem .95rem;border:1px solid var(--line);font-size:var(--text-sm);transition:.2s;background:#fff}
.chip:hover span{border-color:var(--navy)}
.chip input:checked+span{background:var(--navy);border-color:var(--navy);color:#fff}
.chip input:focus-visible+span{outline:2px solid var(--gold);outline-offset:2px}
.book-form textarea{width:100%;font:inherit;padding:.75rem .9rem;border:1px solid var(--line);background:#fff;resize:vertical;margin-top:.4rem}
.book-form .opt{font-weight:400;color:var(--muted);font-size:var(--text-xs);margin-left:.35rem}
@media (max-width:600px){.advisor-pick{grid-template-columns:repeat(3,1fr)}}
.book-form .chip span{text-transform:none;letter-spacing:0;font-weight:500}
.book-form .opt{display:inline;text-transform:none;letter-spacing:0}

/* footer brand lockup: logo + slogan as one unit */
.footer-lockup{display:inline-flex;flex-direction:column;align-items:center;width:260px;max-width:100%}
.footer-lockup svg{width:100%!important;max-width:none!important;height:auto;display:block}
.footer-rule{position:relative;display:block;width:100%;height:9px;margin:1.35rem 0 1.05rem}
.footer-rule::before{content:"";position:absolute;left:0;right:0;top:50%;height:1px;background:linear-gradient(90deg,rgba(215,172,73,0),rgba(215,172,73,.85) 22%,rgba(215,172,73,.85) 78%,rgba(215,172,73,0))}
.footer-rule::after{content:"";position:absolute;left:50%;top:50%;width:7px;height:7px;background:var(--gold);transform:translate(-50%,-50%) rotate(45deg);box-shadow:0 0 0 5px var(--navy)}
.footer-lockup .footer-tag{margin:0!important;font-family:var(--font-display);font-size:1.32rem!important;line-height:1.2;letter-spacing:.01em;color:#fff!important;text-align:center;white-space:nowrap}
.footer-lockup .footer-tag em{font-style:italic;color:var(--gold)}

/* Candlestick chart replaces the line in hero areas */
.candles .cdl{opacity:0;transform-box:fill-box;transform-origin:50% 100%;animation:cdlIn .7s var(--ease) forwards}
.candles .cdl line{stroke:var(--gold);stroke-width:1;vector-effect:non-scaling-stroke}
.candles .cdl rect{stroke:none}
.candles .cdl.up rect{fill:var(--gold)}
.candles .cdl.dn line{stroke:rgba(255,255,255,.7)}
.candles .cdl.dn rect{fill:rgba(255,255,255,.7)}
.hero-line.candles{opacity:.62}
.ph-line.candles{opacity:.5}
.candles .cdl-guide{stroke:var(--gold);stroke-width:1.2;vector-effect:non-scaling-stroke;opacity:0;animation:guideIn 1.2s ease forwards}
@keyframes cdlIn{from{opacity:0;transform:scaleY(.2)}to{opacity:1;transform:scaleY(1)}}
@keyframes guideIn{to{opacity:.8}}
@media (prefers-reduced-motion:reduce){.candles .cdl,.candles .cdl-guide{animation:none;opacity:1}.candles .cdl-guide{opacity:.7}}

/* Line chart pattern (replaces candlesticks) */
.pattern .pat-line{fill:none;stroke:var(--gold);stroke-width:1.5;stroke-linejoin:round;stroke-linecap:round}
.hero-line.pattern{opacity:.8}
.ph-line.pattern{opacity:.7}
.pattern .cdl-guide{stroke:var(--gold);stroke-width:1;opacity:0;animation:guideIn 1.2s ease forwards}
@keyframes patDraw{to{stroke-dashoffset:0}}
@media (prefers-reduced-motion:reduce){.pattern .pat-line{animation:none!important;stroke-dashoffset:0!important}.pattern .cdl-guide{animation:none;opacity:.7}}

/* Dense trading-screen candles with moving averages */
.candles.dense .cdl{animation-duration:.45s}
.candles.dense .cdl line{stroke-width:1}
.candles .ma{fill:none;stroke-width:1.3;stroke-linejoin:round}
.candles .ma.fast{stroke:rgba(255,255,255,.75)}
.candles .ma.slow{stroke:var(--gold);opacity:.9}
.hero-line.candles.dense{opacity:.7}
.ph-line.candles.dense{opacity:.58}
@media (prefers-reduced-motion:reduce){.candles .ma{animation:none!important;stroke-dashoffset:0!important}}

/* Header photos: keep heads in frame and keep the shade off faces */
.ph-img{object-position:var(--fp,center)}
.ph-shade{background:linear-gradient(90deg,rgba(22,29,47,.84) 0%,rgba(22,29,47,.58) 30%,rgba(22,29,47,.14) 58%,rgba(22,29,47,0) 78%),linear-gradient(0deg,rgba(22,29,47,.72) 0%,rgba(22,29,47,0) 40%),linear-gradient(180deg,rgba(22,29,47,.5) 0%,rgba(22,29,47,0) 15%)}
.ph-content h1,.ph-content .lede,.ph-content .crumbs,.ph-content .byline{text-shadow:0 1px 20px rgba(22,29,47,.6),0 0 2px rgba(22,29,47,.35)}
.hero-shade{background:linear-gradient(90deg,rgba(22,29,47,.8) 0%,rgba(22,29,47,.42) 42%,rgba(22,29,47,.06) 72%),linear-gradient(0deg,rgba(22,29,47,.78) 0%,rgba(22,29,47,0) 38%),linear-gradient(180deg,rgba(22,29,47,.5) 0%,rgba(22,29,47,0) 16%)}
@media (max-width:640px){
  .page-hero,.article-hero{min-height:clamp(560px,86svh,680px)}
  .page-hero .ph-content{padding-top:260px}
  .ph-img{object-position:var(--fpm,var(--fp,center))}
  .ph-shade{background:linear-gradient(0deg,rgba(22,29,47,.9) 0%,rgba(22,29,47,.66) 48%,rgba(22,29,47,.12) 78%,rgba(22,29,47,0) 88%),linear-gradient(180deg,rgba(22,29,47,.5) 0%,rgba(22,29,47,0) 16%)}
}

/* No side screen on header photos: light bottom fade for the text, soft top fade for the nav */
.ph-shade{background:linear-gradient(0deg,rgba(22,29,47,.62) 0%,rgba(22,29,47,.28) 30%,rgba(22,29,47,0) 52%),linear-gradient(180deg,rgba(22,29,47,.42) 0%,rgba(22,29,47,0) 14%)}
.ph-content h1,.ph-content .lede,.ph-content .crumbs,.ph-content .byline{text-shadow:0 2px 24px rgba(22,29,47,.75),0 1px 3px rgba(22,29,47,.6)}
/* Photos without people (bright logo wall) keep a soft shade for legibility */
.ph-strong .ph-shade{background:linear-gradient(90deg,rgba(22,29,47,.78) 0%,rgba(22,29,47,.5) 40%,rgba(22,29,47,.15) 75%),linear-gradient(0deg,rgba(22,29,47,.7) 0%,rgba(22,29,47,0) 50%),linear-gradient(180deg,rgba(22,29,47,.45) 0%,rgba(22,29,47,0) 15%)}
.ph-content .crumbs a,.ph-content .crumbs span{color:rgba(255,255,255,.9)}

/* Crisper header logo: a touch larger, with hairline strokes so the thin Didot serifs and the small CAPITAL PARTNERS line render cleanly */
.brand svg{height:60px;shape-rendering:geometricPrecision;text-rendering:geometricPrecision}
.brand .lg-m{stroke:var(--logo-main);stroke-width:1.4px;paint-order:stroke fill}
.brand .lg-a{stroke:var(--logo-accent);stroke-width:2.2px;paint-order:stroke fill}
.footer-brand svg{shape-rendering:geometricPrecision}
@media (max-width:1080px){.brand svg{height:50px}}
@media (max-width:640px){.brand svg{height:42px}}

/* ---------- Mobile menu: full-screen navy, ruled list, gold accents ---------- */
html.no-scroll{overflow:hidden}
.site-header.menu-open{background:var(--navy)!important;box-shadow:none;backdrop-filter:none;--logo-main:#fff;--logo-accent:var(--gold)}
.site-header.menu-open::before{opacity:0}
.site-header.menu-open .menu-btn span{background:#fff}
.site-header.menu-open .menu-btn span:first-child{top:19px;transform:rotate(45deg)}
.site-header.menu-open .menu-btn span:last-child{top:19px;transform:rotate(-45deg)}
.mobile-nav{position:fixed;left:0;right:0;top:var(--mn-top,72px);bottom:0;background:var(--navy);color:#fff;padding:.5rem var(--pad) calc(1.5rem + env(safe-area-inset-bottom));display:flex;flex-direction:column;justify-content:space-between;gap:1.5rem;overflow-y:auto;border-top:1px solid rgba(215,172,73,.35);opacity:0;transform:translateY(-8px);transition:opacity .3s var(--ease),transform .3s var(--ease)}
.mobile-nav.in{opacity:1;transform:none}
.mn-links{display:flex;flex-direction:column}
.mobile-nav .mn-links a{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.8rem 0;border-bottom:1px solid rgba(255,255,255,.1);font-family:var(--font-display);font-size:1.7rem;line-height:1.1;letter-spacing:.005em;color:#fff;text-decoration:none}
.mobile-nav .mn-links a i{width:9px;height:9px;border-top:1.5px solid var(--gold);border-right:1.5px solid var(--gold);transform:rotate(45deg);opacity:.7;margin-right:4px;transition:transform .25s var(--ease),opacity .25s}
.mobile-nav .mn-links a:active i,.mobile-nav .mn-links a:hover i{opacity:1;transform:translateX(3px) rotate(45deg)}
.mobile-nav .mn-links a.active{color:var(--gold)}
.mobile-nav .mn-links a.active i{opacity:1}
.mn-foot{display:grid;gap:1rem}
.mn-actions{display:grid;grid-template-columns:1fr 1fr;gap:.6rem}
.mobile-nav .mn-actions .btn{margin:0;justify-content:center;text-align:center;font-family:var(--font-body);font-size:var(--text-sm);padding:.85rem .5rem}
.mobile-nav .mn-actions .btn-gold{color:var(--navy)}
.mobile-nav .mn-ghost{border:1px solid rgba(255,255,255,.45);color:#fff;background:transparent}
.mn-contact{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:.5rem .7rem;margin:0;font-size:.82rem;color:rgba(255,255,255,.7);text-align:center}
.mn-contact a{color:var(--gold);text-decoration:none;font-weight:600}
.mn-contact span{width:4px;height:4px;background:var(--gold);transform:rotate(45deg);opacity:.8}
@media (max-width:380px){.mn-actions{grid-template-columns:1fr}.mobile-nav .mn-links a{font-size:1.5rem;padding:.7rem 0}}
@media (min-width:1081px){.mobile-nav{display:none!important}}
.mn-actions{grid-template-columns:1fr}
.mobile-nav .mn-contact a{font-family:var(--font-body)!important;font-size:.9rem!important;letter-spacing:.04em;line-height:1.4}
.mn-contact{font-size:.85rem;line-height:1.4}

.intro-media.intro-video video{display:block;width:100%;aspect-ratio:4/5;object-fit:cover;background:var(--navy)}
.intro-media.intro-photo img{aspect-ratio:9/10;height:auto;object-position:center 30%}

/* Our Story timeline: candle chart like the headers, and readable milestone text */
.ss-candles line{stroke:var(--gold);stroke-width:1}
.ss-candles rect{fill:var(--gold)}
.ss-candles .dn line{stroke:rgba(255,255,255,.7)}
.ss-candles .dn rect{fill:rgba(255,255,255,.7)}
.ss-candles.ghost{opacity:.12}
.ss-item{opacity:.6}
.ss-item.on{opacity:.85}
.ss-item.cur{opacity:1}
.ss-item p{font-size:1.02rem;line-height:1.55;color:rgba(255,255,255,.86);max-width:30ch}
.ss-item.cur p{color:#fff}
@media (max-width:700px){.ss-item p{font-size:.95rem}}
.ss-candles.ghost{opacity:.16}
.ss-item{opacity:.92}
.ss-item.on,.ss-item.cur{opacity:1}
.ss-item .tl-year{color:rgba(255,255,255,.92)}

/* ---------- Fees: the work behind the fee ---------- */
.kicker{font-size:var(--text-xs);letter-spacing:.2em;text-transform:uppercase;font-weight:600;color:var(--gold-deep);margin-bottom:1rem}
.calc-work{display:inline-flex;align-items:center;gap:.45rem;margin-top:1.6rem;color:var(--gold);font-weight:600;font-size:var(--text-sm);text-decoration:none;border-bottom:1px solid rgba(215,172,73,.45);padding-bottom:.2rem}
.calc-work:hover{border-color:var(--gold)}
.calc-work span{transition:transform .25s var(--ease)}
.calc-work:hover span{transform:translateY(3px)}
.fee-calc .calc-work+.fine{margin-top:1rem}
.work{scroll-margin-top:90px}
.work-head{display:grid;grid-template-columns:1fr 1fr;gap:2rem 4rem;align-items:end;margin-bottom:clamp(2.5rem,5vw,4rem)}
.work-head h2{margin:0;max-width:16ch}
.work-intro p{color:var(--muted);margin-top:.9rem}
.work-intro .lede{margin-top:0;color:var(--ink)}
.work-intro .work-line{color:var(--navy);font-weight:600}
.work-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem}
.work-card{background:#fff;border:1px solid var(--line);padding:1.8rem 1.6rem 2rem;display:flex;flex-direction:column}
.work-card svg{width:40px;height:40px;fill:none;stroke:var(--gold-deep);stroke-width:1.5;stroke-linejoin:round;stroke-linecap:round;margin-bottom:1.4rem}
.work-card h3{font-family:var(--font-display);font-weight:400;font-size:1.4rem;line-height:1.2;color:var(--navy);margin-bottom:.7rem}
.work-card p{font-size:var(--text-sm);color:var(--muted);line-height:1.6}
.talk-sec{scroll-margin-top:90px}
.talk{display:grid;grid-template-columns:minmax(260px,.85fr) 1.6fr;gap:clamp(2rem,5vw,4.5rem);align-items:start}
.talk-side h2{margin-bottom:.6rem}
.talk-tabs{display:flex;flex-direction:column;margin-top:1.6rem;border-top:1px solid var(--line)}
.talk-tabs button{text-align:left;font-family:var(--font-display);font-size:1.3rem;line-height:1.25;color:var(--muted);padding:1rem 2.2rem 1rem 1.1rem;border-bottom:1px solid var(--line);border-left:2px solid transparent;position:relative;transition:color .25s,background .25s,border-color .25s}
.talk-tabs button::after{content:"";position:absolute;right:1rem;top:50%;width:8px;height:8px;border-top:1.5px solid currentColor;border-right:1.5px solid currentColor;transform:translateY(-50%) rotate(45deg);opacity:.4}
.talk-tabs button:hover{color:var(--navy)}
.talk-tabs button.on{color:var(--navy);background:#fff;border-left-color:var(--gold)}
.talk-tabs button.on::after{opacity:1;color:var(--gold-deep)}
.talk-main{background:var(--navy);color:#fff;padding:clamp(1.8rem,4vw,3rem)}
.talk-panel p{color:rgba(255,255,255,.82);font-size:1.02rem;line-height:1.6}
.talk-panel .talk-you{font-family:var(--font-display);font-size:clamp(1.45rem,1.1rem + 1vw,1.9rem);line-height:1.25;color:#fff;margin-bottom:.9rem}
.agenda{margin-top:2rem;padding-top:1.6rem;border-top:1px solid var(--line-light)}
.agenda-k{font-size:var(--text-xs);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:.9rem}
.agenda table{width:100%;border-collapse:collapse;font-size:var(--text-sm)}
.agenda th,.agenda td{text-align:left;vertical-align:top;padding:.85rem .9rem .85rem 0;border-bottom:1px solid var(--line-light)}
.agenda thead th{font-size:var(--text-xs);letter-spacing:.06em;color:rgba(255,255,255,.6);font-weight:600;padding-top:0}
.agenda tbody th{font-family:var(--font-display);font-weight:400;font-size:1.08rem;color:#fff;width:28%}
.agenda td{color:rgba(255,255,255,.82);line-height:1.5}
.agenda td:last-child{color:rgba(255,255,255,.66);width:32%}
.talk-foot{display:flex;flex-wrap:wrap;align-items:center;gap:1rem 1.5rem;margin-top:2rem}
.talk-main .btn-navy{background:var(--gold);color:var(--navy)}
.talk-main .btn-navy:hover{background:#e3bd62}
.talk-main .fine{color:rgba(255,255,255,.6);margin:0;flex:1;min-width:220px}
.diy-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:2rem 4rem;align-items:start}
.diy-a p{color:var(--muted);margin-top:1rem}
.diy-a .lede{margin-top:0;color:var(--ink)}
.diy-note{border-left:2px solid var(--gold);padding:.2rem 0 .2rem 1.1rem;font-size:var(--text-sm);color:var(--ink)!important;margin-top:1.6rem!important}
@media (max-width:1080px){.work-cards{grid-template-columns:1fr 1fr}}
@media (max-width:860px){.work-head,.talk,.diy-grid{grid-template-columns:1fr}.work-head{align-items:start}}
@media (max-width:640px){
  .work-cards{grid-template-columns:1fr}
  .talk-tabs button{font-size:1.15rem}
  .agenda thead{display:none}
  .agenda tr{display:block;padding:.9rem 0;border-bottom:1px solid var(--line-light)}
  .agenda th,.agenda td{display:block;border:0;padding:.15rem 0;width:auto!important}
  .agenda tbody th{margin-bottom:.2rem}
}
@media (max-width:640px){.agenda td:last-child::before{content:"Who: ";color:var(--gold);font-weight:600}}

/* ================= Family office ================= */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
/* nav dropdown */
.nav-sub{position:relative;display:flex;align-items:center}
.nav-drop{position:absolute;top:100%;left:-1rem;min-width:190px;padding:.6rem 0;margin-top:.6rem;background:#fff;box-shadow:0 12px 32px rgba(22,29,47,.14);border-top:2px solid var(--gold);opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .2s,transform .2s,visibility .2s}
.nav-drop::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.nav-sub:hover .nav-drop,.nav-sub:focus-within .nav-drop{opacity:1;visibility:visible;transform:none}
.nav .nav-drop a{display:block;padding:.55rem 1rem;color:var(--navy)!important;opacity:1}
.nav .nav-drop a:hover{background:var(--ivory);color:var(--gold-deep)!important}
.nav .nav-drop a.active::after{display:none}
.nav .nav-drop a.active{color:var(--gold-deep)!important}
body[data-page="family"] .nav-sub>a[data-nav="approach"]{opacity:1;color:var(--gold)}
body[data-page="family"] .site-header.solid .nav-sub>a[data-nav="approach"]{color:var(--gold-deep)}
.mobile-nav .mn-links a.mn-sub{font-size:1.25rem;padding:.6rem 0 .6rem 1.2rem;color:rgba(255,255,255,.8)}
/* hero buttons */
.ph-actions{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.8rem}
/* fees calculator */
.calc-scale{display:flex;justify-content:space-between;font-size:var(--text-xs);color:#8a93a8;margin-top:.5rem;letter-spacing:.04em}
.calc-links{display:flex;flex-direction:column;align-items:flex-start;gap:.7rem;margin-top:1.6rem}
.calc-links .calc-work{margin-top:0}
.calc-fo{color:#fff;font-size:var(--text-sm);text-decoration:none;border-bottom:1px solid rgba(255,255,255,.3);padding-bottom:.2rem;line-height:1.45}
.calc-fo:hover{border-color:#fff}
.fee-calc.is-open .calc-v{font-size:1.25rem;line-height:1.3;margin-top:.2rem}
.calc-ten{font-size:var(--text-sm);color:rgba(255,255,255,.72);margin-top:1rem;line-height:1.5}
.fo-reveal{margin-top:1.6rem;padding:1.6rem;border:1px solid rgba(215,172,73,.55);background:rgba(215,172,73,.07);animation:foIn .45s var(--ease)}
@keyframes foIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.fo-reveal{animation:none}}
.fo-reveal-k{font-size:var(--text-xs);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:.7rem}
.fo-reveal h3{font-family:var(--font-display);font-weight:400;font-size:1.55rem;line-height:1.2;margin-bottom:.7rem}
.fo-reveal>p{color:rgba(255,255,255,.8);font-size:var(--text-sm);line-height:1.6}
.fo-options{display:grid;gap:.6rem;margin-top:1.2rem}
.fo-options a{display:block;padding:.85rem 2.4rem .85rem 1rem;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);text-decoration:none;color:#fff;position:relative;transition:background .2s,border-color .2s}
.fo-options a::after{content:"\2192";position:absolute;right:1rem;top:50%;transform:translateY(-50%);color:var(--gold)}
.fo-options a:hover{background:rgba(255,255,255,.1);border-color:var(--gold)}
.fo-options strong{display:block;font-weight:600;font-size:var(--text-sm)}
.fo-options span{display:block;font-size:.82rem;color:rgba(255,255,255,.68);margin-top:.15rem;line-height:1.45}
/* bands */
.fo-band{border-top:1px solid var(--line)}
.fo-band.dark{background:var(--navy);color:#fff;border:0}
.fo-band.dark .kicker{color:var(--gold)}
.fo-band-inner{display:grid;grid-template-columns:1fr 1.2fr;gap:2rem 4rem;align-items:end}
.fo-band-inner h2{margin:0}
.fo-band-inner .lede{margin-bottom:1.6rem}
.fo-invite{background:var(--ivory);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:clamp(3.5rem,7vw,5.5rem) 0}
.fo-invite-inner{max-width:760px;text-align:center}
.fo-invite-inner p:not(.kicker){color:var(--muted);margin:1rem auto 1.4rem;max-width:56ch}
.fo-invite .calc-fo{color:var(--navy);border-color:var(--gold);font-weight:600}
.fo-inline{margin-top:1.2rem;font-size:var(--text-sm)}
.fo-inline a{color:var(--gold-deep);font-weight:600;text-decoration:none;border-bottom:1px solid var(--gold-soft)}
.fo-inline a::after{content:" \2192"}
.fo-aside{margin:2rem 0;padding:1.4rem 1.6rem;background:var(--ivory);border-left:2px solid var(--gold)}
.fo-aside .kicker{margin-bottom:.5rem}
.fo-aside p:last-child{margin:0}
/* page */
.fo-points{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.fo-points>div,.fo-steps li{border-top:1px solid var(--navy);padding-top:1.4rem}
.fo-n{display:block;font-family:var(--font-display);color:var(--gold-deep);font-size:1.1rem;margin-bottom:.8rem}
.fo-points h3,.fo-steps h3{font-family:var(--font-display);font-weight:400;font-size:1.45rem;line-height:1.2;color:var(--navy);margin-bottom:.6rem}
.fo-points p,.fo-steps p{color:var(--muted);font-size:var(--text-sm);line-height:1.6}
.fo-services,.fo-how,#conversation{scroll-margin-top:84px}
.fo-explorer{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.fo-panel{background:#fff;border-left:2px solid var(--gold);padding:clamp(1.6rem,3vw,2.4rem);min-height:420px}
.fo-panel-k{font-size:var(--text-xs);letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:600}
.fo-panel h3{font-family:var(--font-display);font-weight:400;font-size:2rem;line-height:1.15;color:var(--navy);margin:.4rem 0 1.2rem}
.svc-body{display:grid;gap:1rem;margin:0}
.svc-body div{border-top:1px solid var(--line);padding-top:.8rem}
.svc-body dt{font-size:var(--text-xs);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-deep);font-weight:600;margin-bottom:.25rem}
.svc-body dd{margin:0;color:var(--ink);font-size:var(--text-sm);line-height:1.6}
.svc-list{display:none}
.fo-fine{margin-top:2rem}
.fo-steps{list-style:none;margin:0 0 2.5rem;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.fo-agenda .agenda{margin-top:0;padding-top:0;border:0}
.fo-agenda .fine{color:rgba(255,255,255,.6);margin-top:1.2rem}
.fo-agenda .agenda tbody th{width:24%}
.fo-agenda .agenda td:last-child{width:auto;color:rgba(255,255,255,.82)}
.fo-conv-lede{color:var(--muted);margin:-.4rem 0 1.4rem;max-width:48ch}
@media (max-width:860px){
  .fo-band-inner,.fo-points,.fo-steps{grid-template-columns:1fr}
  .fo-explorer{grid-template-columns:1fr}
  .fo-explorer .wheel-wrap,.fo-panel{display:none}
  .svc-list{display:block;border-top:1px solid var(--line)}
  .svc{border-bottom:1px solid var(--line);background:transparent}
  .svc summary{list-style:none;cursor:pointer;padding:1.1rem 2rem 1.1rem 0;position:relative}
  .svc summary::-webkit-details-marker{display:none}
  .svc summary::after{content:"+";position:absolute;right:.2rem;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--gold-deep)}
  .svc[open] summary::after{content:"\2013"}
  .svc summary h3{font-family:var(--font-display);font-weight:400;font-size:1.35rem;color:var(--navy);margin:0}
  .svc .svc-body{padding-bottom:1.4rem}
}
@media (max-width:640px){.fo-agenda .agenda td:last-child::before{content:"Next: "}.fo-agenda .agenda td:nth-child(3)::before{content:"With: ";color:var(--gold);font-weight:600}}
body[data-page="family"] .ph-content h1{max-width:20ch}